Hold on to more of it.
hold. is the calm way to see where your money goes and where it stays. Track every purchase, set gentle limits, and save for real things with your partner.
Be the first to know when hold. launches. No spam, ever.
Everything you need to feel good about money
Simple habits. No spreadsheets, no guilt.
See exactly where your money goes
Track every purchase so you never lose sight of your spending. Clear categories, multiple accounts and currencies, and recurring transactions that log themselves.
Scan a receipt, get every line item
Snap a photo and AI reads the whole thing: merchant, date, total, and every item sorted into its own subcategory. Tweak anything in the review sheet, then save it all as one detailed expense.
Gentle limits that keep you on track
Set monthly caps per category and watch your progress fill in. You get a friendly heads-up before you overspend, not after.
Save up for the real things
Create a goal, put money aside when you can, and watch it grow. Goals can be private or shared with your partner, and money you save never makes your net worth dip.
Two people, one budget
Invite your partner with a simple link. See what each of you spent this month, split costs your way, and always know who owes who. Settling up takes one tap.
Make staying on budget a streak worth keeping
Close a month under budget and your streak grows, flame badge and all. Earned medals live in your Trophy Room, shared budgets get a friendly versus card, and every on-target month ends with a little celebration.
Meet Holdy, your AI money coach
Holdy studies your spending and turns it into a clear, personal insight report every month. Curious about something in between? Just ask.
Start free. Upgrade when you want more.
The core of hold. is free forever. Premium unlocks the power features.
Free
$0 / forever
- Up to 150 transactions
- 3 accounts, 2 budgets, 1 goal
- Spending by category
- Multi-currency support
Premium
Pricing announced at launch
Free trial on the yearly plan. Cancel anytime.
- Unlimited transactions, accounts, budgets, and goals
- AI receipt scanning with line-item detail
- Holdy, your AI money coach: monthly insights plus chat
- Shared household budgets and goals
- Advanced analytics
- Custom categories
- Export your data
Frequently asked questions
When will hold. launch?
We're putting the finishing touches on the app. Join the waitlist and we'll email you the moment it's available on the App Store and Google Play.
Does hold. connect to my bank?
No, and that's by design. You log purchases yourself in seconds, or scan the receipt and let AI do it. What you spend stays between you and your phone.
Will hold. be free?
Yes. The free plan gives you up to 150 transactions, 3 accounts, 2 budgets, and a savings goal, free forever. Premium unlocks unlimited everything plus the AI features.
How does the free trial work?
The 7-day free trial comes with the yearly plan. Cancel before the trial ends and you pay nothing. If you stay, the plan is charged when the trial is over.
Will I lose my data if I cancel Premium?
No. You keep access to all your data and all free features.
Is there a web version?
hold. is designed for your phone, where your spending happens. It will be available for iOS and Android.
Is my financial data safe?
Your data is encrypted in transit and stored securely. We never sell it. See our privacy policy for the full picture.
Be first in line
Join the waitlist and get hold. the day it launches.
